Website Terms

Website Terms of Use

Last updated: August 1, 2026

Educational purpose

This website is provided for general educational purposes only. It does not constitute tax, legal, or investment advice, and it does not create an advisory or fiduciary relationship. You should consult qualified professionals before acting on any information here.

No guarantees

Information, tools, quizzes, and calculators on this site produce educational estimates only and are provided “as is,” without warranties of any kind. Results are not personal recommendations or promises of future outcomes.

Eligibility

Certain workshops and consultations are designed for households meeting the stated financial qualification and are available only in states where Tracy Vuong is properly licensed.

Intellectual property

Content on this site is owned by Wealth Guard & Growth, Financial Solutions by Tracy Vuong unless otherwise noted, and may not be reproduced without permission.

Third-party links

We link to third-party resources for convenience and are not responsible for their content.

Wealth Guard and Growth SMS assistance program

Wealth Guard & Growth provides SMS assistance from (409) 231-5741 for people who request it. Depending on the invitation you respond to, assistance may concern workshop registration, questions about retirement planning, 401(k) options, IUL, annuities, long-term care or business topics, and coordination of a requested appointment with Tracy. Messages may be automated. Each invitation explains the particular purpose of that keyword or form option.

Joining and scope

To request SMS assistance, text the keyword shown in an invitation after reviewing its disclosures, or choose an available optional SMS consent checkbox. Your consent covers the request described there; it does not enroll you in every keyword flow or unrelated promotional campaigns. SMS consent is not a condition of purchase. You may contact us by email or telephone instead.

Frequency and charges

Message frequency varies according to your request and replies. Message and data rates may apply under your mobile plan. Contact your wireless provider about those charges.

Stopping messages and getting help

Reply STOP to opt out. We also honor other clear requests to stop receiving SMS. You may receive a confirmation of your opt-out. Reply HELP for assistance, email antamtaichinh.tracy@gmail.com, or call (214) 566-7986. If you later want to resume messaging, contact us to complete a new consent process. Carriers are not liable for delayed or undelivered messages.

Privacy and educational information

Our Privacy Policy describes how SMS information is handled: https://wealthguardandgrowth.com/en/privacy-policy/ . Do not send passwords, Social Security numbers or sensitive financial or health documents by SMS. Educational messages do not replace individualized advice. Any product discussion or recommendation is subject to applicable licensing, suitability and other requirements. Sending a keyword or receiving a form link does not by itself confirm workshop registration, an appointment or product eligibility.

Changes

We may update these terms from time to time. Continued use of the site indicates acceptance of the current terms.