Frequently Asked Questions

Your questions, answered

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Do I need a certain amount of savings to attend?

No — the retirement workshop is free and open to everyone. Private consultations are best suited for households with more established savings, but you’re always welcome to start with the workshop, wherever you are in your journey.

What counts as liquid financial assets?

Liquid financial assets include 401(k), 403(b), and TSP accounts; Traditional and Roth IRAs; brokerage and investment accounts; annuities; CDs; savings and money market accounts; other liquid financial assets; and life insurance cash value. They do not include your primary residence, vehicles, personal property, estimated business value, or future inheritance.

Do I have to buy anything?

No. Education always comes first. There is never any pressure, and if keeping your existing plan or making no change is appropriate, Tracy will tell you.

Can we meet in Vietnamese?

Absolutely. Tracy is Vietnamese American and explains everything in plain Vietnamese or English — whichever is most comfortable for you.

Is Tracy a financial advisor or CFP?

Tracy is a Licensed Life & Annuity Agent, a Retirement Planning Strategist, and a CFP Candidate. This website is educational and not tax, legal, or investment advice.

Where does Tracy work with clients?

Tracy is based in the Plano, Frisco, Dallas, and greater Dallas–Fort Worth area. Clients can be served in all 50 states through a nationwide network of appropriately licensed professionals, with video meetings available when appropriate.

What information will you ask for?

To register or request an appointment we ask for basic contact details and a few range-based questions. We never ask for Social Security numbers, full account numbers, passwords, or identity documents on this website.